Coming soonEpisode 1
Manufactured and mobile homes, with Jose Gonzales
Guest · Jose Gonzales
What a manufactured home really is, how it gets built, and why the old reputation does not match what is being made today.
Everything starts with the land.
Hey, I'm Daniel. I work with land every day. Owning a home in the US got hard, but most families were never shown all the roads in. This is a weekly email, a show and essays about the ones that work. In English and Spanish, free, nothing for sale.
One email a week · In English and Español · Always free
PRICE VS INCOME
5×
The median home costs five times the median household income. From 1980 to 1999 it sat between three and three and a half.
Harvard Joint Center for Housing Studies, State of the Nation's Housing (2024 data)RATES
6.95%
The 30-year fixed rate in September 2026. In January 2021 it was 2.65 percent, the lowest ever recorded.
Freddie Mac Primary Mortgage Market Survey, 17 September 2026FIRST-TIME BUYERS
21%
The share of buyers purchasing their first home, a record low. Their median age is now 40.
National Association of Realtors, Profile of Home Buyers and Sellers 2025WHAT THIS IS
The weekly email
One email a week. One thing worth knowing, one real example, one thing you can do. Every issue is published here too, so nothing is locked behind the list.
The show
Long conversations with builders, lenders and families who already did it. A new episode lands when there is one worth making.
TOPICS
What I cover
Every essay and every episode sits under one of these. Pick the one you are dealing with right now.
Land first
Finding it, checking it, and what to watch out for before you put money down.
1 essay →Paying for it
Down payment, loans, and why financing land is not the same as financing a house.
Nothing here yetManufactured, modular and site-built
What each one really is, what it costs, and which one fits your plan.
Nothing here yetBuilding on your land
Permits, utilities, well and septic, and the order things actually happen in.
Nothing here yetImproving the home you have
When fixing what you own beats buying something else.
Nothing here yetConversations with people who do the work.
See all →ASK DANIEL
Send me your question.
The best ones become episodes.
I read every one. I answer what I can, and some become a whole episode.
One email a week about land and homes.
What I am seeing, what it means, and what you can do about it. Plain language, both languages, nothing for sale.